Applying for a home loan without a mortgage broker in Christchurch can be a hard task. Therefore, choosing the best mortgage broker is a crucial step in ensuring that you get the best value for your money.
To help you out, we’ve outlined the best mortgage brokers in Christchurch. In this article, we made sure to select qualified mortgage brokers who offer reliable services and have proven experience in satisfying their clients’ needs.
Without further delay, here are the best mortgage brokers in Christchurch!
The Best Mortgage Brokers in Christchurch Compared and Reviewed:
1) Duane Aarts – Canterbury Home Loans
|BEST FOR||First Home Buying|
|ADDRESS||88 Division Street, Riccarton, Christchurch 8041, New Zealand|
|CONTACT DETAILS||[email protected]
0224 30 60 12
|OPERATING HOURS||Always Open|
Duane Aarts is one of the best mortgage brokers in Christchurch for future homeowners looking to buy their first home. Many praise him for his quality mortgage advising services and swift response time.
He has been in the Christchurch mortgage industry for many years, with over 20 years working with big banks and 10 years as a bank manager. Using this extensive experience he expertly guides his clients through the mortgage process, from start to finish.
While he specialises in assisting first home buyers and new builds, Duane Aarts is more than capable of handling any mortgage needs his clients pass to him. This is possible thanks to the numerous connections he has been and continuing to build.
Most importantly, these quality services come free of charge as the bank, not his client, is the one that pays him. Interested homeowners are welcome to contact him through his website, phone, or email, where he’ll make sure to reply back within the same day.
So if responsiveness and decades of experience are important for you, Duane Aarts could be one of the best mortgage brokers in Christchurch for you.
- Online services
- Many years of experience
- Always available through call or email
- Free strategy session
Here is a comment left by a satisfied client of Duane Aarts:
“What a champion! I cannot speak highly enough of Duane and his expertise. He helped walk my brother and I through the exciting but intimidating process of purchasing our first home. I can wholeheartedly vouch for all of the reviews already written. Duane is professional, knowledgeable, reliable, has fabulous communication skills, and above all else, always had our best interest at the forefront of all the options we explored and decisions we made. We felt very informed and taken care of throughout the whole process. Thank you, Duane. Our experience wouldn’t have been nearly as seamless without you. We will never forget the part you played in helping us achieve this lifelong dream of ours. – K Williams”
2) Scott Miller – Advanced Mortgage & Insurance Solutions
|BEST FOR||Property investments|
Loan refinancing and restructuring
|ADDRESS||918 Colombo Street, Christchurch Central, Christchurch 8013, New Zealand|
|CONTACT DETAILS||+64 3-980 4541|
|OPERATING HOURS||Monday – Sunday: 9.00 AM – 6.00 PM|
Looking for a brokers mortgage in Christchurch who can make the entire home-buying process seamless? Call Scott Miller from Advanced Mortgage and Insurance Solutions.
Scott is a highly qualified Christchurch mortgage broker who has extensive knowledge and experience in the industry. He specialises in assisting property investors in getting the best possible price for new homes.
According to previous clients, Scott will guide you in every step of the process. With experience in working with more than a dozen property-related groups, he’ll certainly be able to help you with any issues with loan market in Christchurch.
Scott has also won numerous awards throughout the years. Some of his awards include the Mortgage Strategist of the Year, the Highest Settlements of the Year, and the Highest Lead generation of the year.
- Highly qualified mortgage broker
- Specialises in assisting property investors
- Helpful and proven reliability
- Multi-awarded mortgage broker
Here’s a glowing review posted by a previous client, Carolyn Grise:
“Scott was very helpful throughout the entire process from preapproval to finalising the loan structure.
Very quick to reply to any questions I had and quick turnaround times to get things done.
Very knowledgeable. Thanks!”
3) Martin Eagle – Mortgage Group
|BEST FOR||Hassle-free mortgage services|
|ADDRESS||171 Victoria Street, Christchurch Central, Christchurch 8013, New Zealand|
|CONTACT DETAILS||+64 27 526 0007|
Martin Eagle is indeed one the best mortgage brokers in Christchurch. Because not only is he a registered financial advisor, he’s also a licensed building practitioner.
This means that he’s very familiar with how project funding works– whether you’re constructing a building, buying a house, or even developing a subdivision.
Martin can get you a mortgage loan with the lowest interest rate because of his extensive experience and connections with the different banks. He is also capable of helping you in the refinancing and refixing of your Christchurch mortgage.
Based on clients’ reviews, he will make your experience effortless, from pre-approval up to moving into your dream home.
- Effortless experience
- Registered financial advisor
- Wide banking connections
- Licensed building practitioner
A client named Stu from the Marshlands shared his experience in working with Martin in this review:
“Martin was great from start to finish, my wife and I have built our first home and Martin made the mortgage process simple right from day one. Listened to what we wanted then went and got us the offer. Highly recommend!”
4) Michelaé Reeve – The Mortgage Girls
|BEST FOR||Mortgage advice and support|
|ADDRESS||174 Huxley Street, Sydenham, Christchurch 8023, New Zealand|
|CONTACT DETAILS||027 341 9494|
|OPERATING HOURS||Monday – Tuesday: 9.00 AM – 7.00 PM
Wednesday – Friday: 9.00 AM – 4.30 PM
Saturday: 10.00 AM – 2.00 PM
Before joining The Mortgage Girls, Michelaé was a client of theirs, sought their services as mortgage brokers in Christchurch, and bought a house with them. She was so impressed with the quality of their services and guidance that she decided to work for the company.
With years of experience in the finance field under her belt, you can put your faith in her to help you achieve your home-buying dreams.
Michelaé will take the loan and insurance complexity out of the picture. She’ll ensure your house aspirations are realised and help you achieve it for you and your family.
If a previous client has become the actual owner of a company, it really speaks a lot about how to company can be one of the best mortgage brokers in Christchurch!
- Constant support and guidance
- Experienced financial advisor
- Stress-free process
Lena M. recommends working with Michelae in her review on Facebook:
“Highly recommend the mortgage girls. Michelae was awesome to deal with. Went above and beyond with our first home purschase. Thank you!”
5) Raewyn Fisher – Tony Mounce Mortgages & Insurance
|BEST FOR||Customised finance solutions|
|ADDRESS||1 Rimu Street, Riccarton, Christchurch, New Zealand|
|CONTACT DETAILS||021 177 5228|
|OPERATING HOURS||Monday – Friday: 8.30 AM – 5.00 pm|
Raewyn Fisher is an experienced Christchurch mortgage adviser working for Tony Mounce Mortgages & Insurance. She is passionate in assisting first-time home buyers and property investors.
Aside from her mortgage broker services, she also has extensive knowledge of banking processes, having worked as a BNZ and Westpac bank manager in the past. Because of her wide area of expertise, she is considered as one of the best mortgage brokers in Christchurch you can get.
Whether it be last-minute loan approvals or other tough financial situations, Raewyn is sure to come through for her clients. She aims to clear the obstacles and unexpected issues to help her clients get their dream homes.
Since different clients have different needs, she offers solutions tailored to her clients’ financial circumstances.
- Tailored solution for mortgages
- Former bank manager
- Adept and resourceful
6) Adair Mortgages
|BEST FOR||Mortgage Brokerage and Advising|
|ADDRESS||Christchurch, Queenstown, Wanaka
|CONTACT DETAILS||Phone: 021 569 602Email: [email protected]|
|OPERATING HOURS||Contact for more information|
We think that Adair Mortgages is a great option for first time buyers since this is what they specialise in.
Being one of the leading Christchurch mortgage advisers, Adair Mortgages promises to help their clients negotiate the best deals and get approved, and we like that this is for free.
In general, they can help clients with buying their first house, refinance, investment, and buying their next homes.
Of course, we’ve taken the time to get various feedback from their past clients, and you’ll be happy with what we’ve found because there’s only good things. We didn’t come across a single bad review.
We’ve found that all their clients have received very helpful advice and their various problems have been resolved.
Given all these, we believe Adair Mortgages will guide you well, especially if it’s your first time purchasing a home.
- Gets clients approved and negotiates the best deal for free
- Specialises in helping first time home buyers
7) Lem Willcox – EasyStreet
|BEST FOR||Getting the best mortgage interest rates|
|SERVICES||Mortgages, Insurance, Investments|
|ADDRESS||26 Southwark Street, Christchurch Central|
|CONTACT DETAILS||[email protected]
+64 21 365 142
The best mortgage broker is one that you can trust. Lem Willcox is one of the mortgage brokers you can count on to help you with your loan.
Their process is swift, efficient, and transparent. With their “customer first” approach, you can rest assured that you will be getting the best rates for your loan, at the quickest time. That’s one of the best customer services we’ve heard of amongst mortgage brokers in Christchurch.
- Smart application process
- Transparent advisers
- Best rates in the market
8) Simon Maule – Loan Market
|BEST FOR||Expert mortgage adviser|
|SERVICES||Banking and financial services|
372 Riccarton Road, Upper Riccarton, Christchurch 8041, New Zealand
|OPERATING HOURS||Monday – Thursday: 8:30am–5:30pm
Simon Maule from Loan Market is one of the most sought after mortgage adviser in Christchurch and the whole of New Zealand. He’s highly recommended by his previous clients for his professionalism and vast knowledge on the field.
What may seem ‘impossible’ for some other advisers will surely be able to be fixed by Simon. Don’t settle for less, acquire him as your assistance for your finance problems.
Head on to their website and fill up the form to book an appointment!
- Personalized advices
- Easy and efficient financial assistance
- Outstanding service and communication
Below are some of the reviews left on Google for Simon Maule’s amazing assistance as a part of Loan Market:
“Simon at Loan Market was great to work with. He was professional and efficient, while also considering my individual situation and needs. As a first home buyer, he lead me through the process respectfully and clearly so that I understood everything. I really appreciated his guidance.” – Chloe Cull
“We were recommended to Simon by a friend, we approached him after attempting to use two other mortgage brokers who put our application in the “too hard” folder. From the get go, Simon was helpful, well versed in the application we were wanting to apply for (unlike other mortgage brokers we’d approached, who told us we would never get approved) he was helpful and optimistic about our application.
After three weeks, we were approved! He made the whole process easy and painless and went above and beyond to ensure we knew what stage we were at and what the next step was.
We will definitely be using him again and would recommend him to anyone looking for an excellent broker.” – Millicent Taylor
9) Antonia McAtamney –
Loan Market Mortgages
|BEST FOR||Home Loan Features|
|SERVICES||Refinancing Home Loans
Loans for Self Employed Borrowers
Land and Construction Loans
21 Humphreys Drive, Christchurch, Canterbury 8023
|OPERATING HOURS||Monday to Friday: 9am–5pm|
If you’re looking for assistance while finding the perfect home, then consider hiring Antonia McAtamney as your mortgage broker in Christchurch!
For years, she has been helping people of Christchurch achieve the best possible conditions when it comes to loans and mortgages, ensuring that the money spent would be worth it and something that would fit the client’s budget.
As a person of qualifications, having a diploma in management and NZX Diploma papers, you’re in good hands when you decide on having Antonia McAtamney as your Christchurch mortgage broker. Contact her now for more details.
- Helps find good alternatives and ideas
- In-depth knowledge on loan, mortgages, and banking
- Years of experience as a mortgage broker
Read what Athena Kourey, one of the very satisfied clients of Loan Market, has to say about Antonia’s services:
“I could not recommend Loanmarket as your mortgage broker highly enough! Antonia truly went above and beyond to help us into our first home. She is always available for you, never makes you feel needy and was always so lovely to deal with. She made our first home experience magical which is the opposite to what I have heard from other first home buyers. Thank you so much Antonia, you are a true delight ?”
10) Gareth Veale – Financial Adviser
|BEST FOR||Holistic advising approach|
|SERVICES||Financial advising, Mortgage broker|
|ADDRESS||5A/166 Moorhouse Avenue
8011 Christchurch, New Zealand
|CONTACT DETAILS||+64 27 503 0836
|OPERATING HOURS||Always Open|
Unlike most mortgage brokers in Christchurch, Gareth Veale is one that strives to take a holistic approach when serving his clients. This is what allows him to find not only the best rates on the market, but also provide pertinent advice involving the various aspects of his client’s property.
He has a wealth of knowledge in the various aspects of finance and mortgaging. Besides cost, future cash flows and possible risks are also part of what he considers when providing financial advice, which increases his accuracy and reliability in the business.
The secret to his excellent financial advising services lies in his many connections to banks and financial companies around New Zealand. This is what allows him to supply clients with the best rates possible, no matter what their financial status may be.
Finally, he’s open to receiving inquiries at all times, which means you’ll be able to reach him if you ever get stuck in an emergency. Given his top-notch services and incredible reliability, Gareth Veale can serve as an excellent mortgage broker in Christchurch.
- Best lending solutions
- Wide range of financial options
- Extensive bank and finance company connections
- No closing hours
|BEST FOR||Self-Employed Future Homeowners|
|SERVICES||First Home Buying, Refinancing, New Home Building, Loans for Self-Employed, Investing|
|ADDRESS||18 Bealey Ave, Merivale, Christchurch 8014|
|CONTACT DETAILS||[email protected] | 027 222 1044|
|OPERATING HOURS||Monday to Friday: 9-5pm
Out of hours by appointment
Becoming a homeowner is difficult enough in itself, but for the self-employed, even more so. These issues are what MyLend aims to resolve with their wide range of services– not only for self-employed homeowners but also for regular homeowners.
Many praise them for having a client-tailored approach, which allows them to accommodate any client’s needs no matter their situation. They even serve clients with credit ratings that aren’t so good by identifying the issue, trying to solve it, and searching for who will be able to lend to them afterwards.
They work with banks and non-bank lenders so their clients will have more loan options to pick from. The interests aren’t as high as most rates on the market as well, which means you won’t need to worry about paying back exorbitant fees for your loan.
Finally, these services come free or charge since the banks are what pay them instead. Given their excellent services and expert staff, there’s no reason why you shouldn’t consider them if you’re in need of a mortgage broker in Christchurch.
- Best loan structure and rate on the market
- Expert and knowledgeable team
- Wide range of services
- No fees needed
12) Focus Mortgage & Insurance Services
|BEST FOR||Mortgage and Financial Advising|
|SERVICES||Mortgaging, Car/Asset Financing, Business Financing|
|ADDRESS||1/12 Penn Place, Riccarton, Christchurch 8041|
|CONTACT DETAILS||Phone: 0800 334 338 or 03 357 8100
Email: [email protected]
|OPERATING HOURS||Monday – Thursday: 7:30 AM – 5 PM
Friday: 9 AM – 5 PM
The best mortgage brokers in Christchurch don’t just focus on finding the lowest rates for their clients, but instead strive to find the most suitable packages for one’s lifestyle and finances. That’s something Focus Mortgage & Insurance Services tries to provide to each and every client that approaches them.
Their small but competent team of three have extensive experience in banking and finances, making them more than qualified for their line of work. They know all there is to know not only about mortgaging, but also financial advising for assets and businesses.
After working for many years in the mortgage broker industry they’ve been able to slowly build numerous partnerships with well-known, reliable banks around the country. This ensures that they have a wide pool of packages and rates to choose from while considering their client’s situation.
Focus Mortgage & Insurance Services’ client-oriented approach and dedication to excellence is one of the reasons they remain unbeatable by many mortgage brokers around Christchurch. Their reliable mortgaging and financial advice is bound to be beneficial to anyone who seeks it.
- Over 70 years of combined experience
- Client-oriented approach
- Comprehensive services
- Numerous lender partners
And that’s all for the best mortgage brokers in Christchurch! Rest assured that these mortgage brokers will help you achieve the home of your dreams.
Once you’ve settled in on a broker, it would be wise to protect your mortgage. Scan our list of trusted mortgage insurance protection in NZ for that.
Do you have any questions or comments about our list? If you do, kindly drop us a message and we’ll get back to you shortly.
If you’re also planning to design and build your own home, you may want to check out our list of the best architects in Christchurch. Mortgage brokers will also be able to help out on your finances for this.