Top 5 Companies for the Best Car Finance in Auckland

Best Car Finance in Auckland

Image Credit: NZCU South

By Ruby Singh

Looking for the perfect deal to get the car of your dreams? Well, you’re just in time, as we are featuring the top companies for the best car finance in Auckland!

We selected the ones that offer great interest rates and flexible finance options. Furthermore, we picked those who employ experienced car financial experts and have lots of positive customer reviews.

Without further ado, here are the top companies who offer the best car finance in Auckland.

1)  Go Car Finance

Go Car Finance's Homepage

BEST FOR Fantastic communication
SERVICESPrebuilt & Tailored Car Ownership Plans
ADDRESSLevel 2/135 Broadway, Newmarket, Auckland 1023, New Zealand
OPERATING HOURSMonday – Friday: 7.30 AM – 7.00 PM

Saturday: 8.00 AM – 4.00 PM

Go Car Finance helps finance your way behind the wheel in a simple and convenient way. They offer prebuilt and customised car finance plans for their clients.

They’d rather not think of themselves as a car finance company, but as a car ownership company because they promise a long-term commitment to their clients.

This includes things like managing car repairs and maintenance, licences, insurance, and more. With Go Car Finance, you can expect a full service from their super-friendly team of professionals.

Besides this, their customer service is one for the books. Based on customer reviews, they listen attentively to their clients’ needs, treat them with the utmost respect, and go beyond the line of duty.


  • Offer prebuilt and tailored car financing
  • Super-friendly team
  • Comprehensive car service
  • Outstanding customer service

Customer Reviews 

Listen to this positive review written by Tesha M., one of Go Car Finance’s satisfied clients:

“The call team were very helpful and spoken to me in a very kindly matter, they called me back if I couldn’t get through on the busy lines. Well done team and keep safe.😉😉😉”


2)  Motor Vehicle Finance

Motor Vehicle Finance's Homepage

BEST FOR Great interest rates
ADDRESSLevel 2, 16 Edinburgh Street Auckland 1010, New Zealand
OPERATING HOURSMonday – Friday: 8.30 AM – 5.30 PM

Saturday & Sunday: 9.00 AM – 5.00 PM

One of the top companies to call for the best car finance in Auckland has to be Motor Vehicle Finance. They offer end-to-end solutions and flexible repayment plans.

They offer great interest rates and even go as far as deducting $500 from your loan repayment if you find a company that offers a better rate than theirs.

A lot of clients praise the ease of service they’ve had with MVF. According to customer reviews, they were updated promptly and accommodated throughout the entire service.

With Motor Vehicle Finance, getting your dream car for your holiday trip in the country may be closer to reality than you think.


  • Great interest rates
  • Ease of service
  • Flexible repayment plans
  • Accommodating staff

Customer Reviews 

Check out this feedback from one of Motor Vehicle Finance’s happy customers: 

“The whole process was made so easy and pain free

Samuel Pickering was plain and simply brilliant he made the whole application from start to finish so simple and went above and beyond to get my loan sorted as quickly and easy as possible.”


3)  Kiwi Car Loans

Kiwi Car Loans' Homepage

BEST FOR Smooth and efficient loan application process

Jet Ski Loans

Caravan Loans

Motorbike Loans

Boat Loans


ADDRESS692 Great South Road, Penrose, Auckland 1061, New Zealand
CONTACT DETAILS+64 800 008 888
OPERATING HOURSMonday – Sunday: 8.30 AM – 5.45 PM

For easy processing with quick turnarounds, choose Kiwi Car Loans. They have a variety of cost-effective finance options for both used and new vehicles that can suit the needs of different clients.

Some of the loaning options they offer are secured and unsecured, business, self-employed, and private sale loans. They work in partnership with respected lenders to speed up your loan approval.

The process is smooth and totally stress-free, according to clients. A personable and helpful team is ready to assist you from consultation to getting you your car, including insurance and warranties.


  • Quick turnaround
  • Works with respected NZ lenders
  • Cost-effective finance options
  • Personable and helpful team

Customer Reviews 

Find out what one client, Art M., wrote in his review on Kiwi Car Loans’s services:

“Hi there. I would like to say thank you for the great service, I have been dealing with Kiwi Car Loans since 2018. They help me to buy few cars and motorcycle.Great company to deal with, also I would love to emphasize how they professionally approach all customers’ s cases. In addition, I can not forget to mention the best manager there (based on my opinion) who is Rachael Tillart.”


4)  Rides2Go Ltd

Rides2Go Ltd's Homepage

BEST FOR Used car finance


ADDRESS24 Dalgety Drive Wiri, Auckland, New Zealand
CONTACT DETAILS+64 9-266 3333
OPERATING HOURSMonday – Saturday: 9.30 AM – 6.00 PM

If you’re looking for finance options for used cars, Rides2Go is the company to call!

Some finance companies decline car loan applications from people who only have a learner’s licence or a bad credit history. But with Rides2Go, you don’t have to worry as they can provide you financing solutions that are fit for your needs.

The dealers are very kind and friendly and will help you find a suitable car for you. Also, Rides2Go promises a quick and seamless car loan application process.

As one of the top companies for the best car finance in Auckland, they will surprise you with how easy it is to have your desired car!


  • Used car finance options
  • Kind and friendly dealers
  • Doesn’t matter if you have good or bad credit history
  • Quick turnaround 

Customer Reviews 

Felisha H. shared this review of her experience with Rides2Go on Google Business:

“The team has made my 1st time experience buying my own car as smooth as it can be! It was simple, straight forward and I absolutely Loved the communication and customer service, they know how to do their research and found the best finance company that is suitable for me regarding my income, I highly recommend rides2go for any 1st time buyer or anyone trying to buy a car! Big ups to the team! Keep up the mean as work!”


5)  Max Loans

Max Loans' Homepage

BEST FOR Maximum service with minimum fuss
SERVICESFixing Bad Credit Loans

Business Loans

Car Finance

Classic Car Loans

Debt Consolidation Loans

Emergency Loans

Holiday Loans

Home Improvement Loans

Mortgages and Home Loans

Secured Personal Loans

Unsecured Personal Loans

Wedding Loans

ADDRESS27/27-29 William Pickering Drive, Rosedale, Auckland 0632, New Zealand
CONTACT DETAILS+64 508 629 5626
OPERATING HOURSMonday – Friday: 8.30 AM – 5.00 PM

Since 2012, Max Loans has been helping Kiwis throughout New Zealand to secure personal loans. They make it a point to understand and listen to their clients’ needs and provide the best finance options for them.

Promoting strong lender-borrower relationships, their car loan brokers can find you the best option with low interest rates. In addition, they provide higher rates for loan approval.

Repayment plans can be spread out for up to seven years, so you can opt for more flexibility when it comes to repayment amounts. Just keep in mind your budget limit in order for you to settle the loan without issues.

Best of all, they’ll give you maximum service with minimum fuss. And because of that, they’re one of the top companies for the best car finance in Auckland! 


  • Fast and simple loan approvals
  • Strong lender-borrower relationships
  • Competitive interest rates

Customer Reviews 

Naia-Jayne B, a Max Loans client, shares her positive experience in dealing with the company: 

“The team have been awesome excellent service great communication very helpful and a pleasure to deal with.A massive thankyou to Madhav.”


And that’s it for our list of the top companies for the best car finance in Auckland. With flexible repayment plans and excellent rates, they can help you get closer to getting the car of your dreams.

Did we miss out on other great car finance companies? If you have any suggestions or comments for our list, comment down below and we’ll get back to you.

Alternatively, you can just rent a car to travel around NZ instead of actually buying one. If you’re interested, check out our list of the best car rental services in New Zealand.