Are you considering applying for a loan to purchase your dream house? If so, then you might need the services of a mortgage broker in Auckland to better your chances!

Investing in a home is one of life’s major purchases, so we made sure to compile today’s list wisely. Our selection of the best mortgage brokers in Auckland was based on their certifications, company reputation, and network of lenders.

The Best Mortgage Brokers in Auckland Compared and Reviewed

We know that understanding fees, rates and percentages can be difficult. This is why we’ll need to check out the best mortgage brokers in Auckland to help us out!

1.   Stephen Robertson of My Money

SERVICES	Residential Mortgages, Commercial Finance, Home Loans, Investment Property of Mortgages, Business Loans
WEBSITE	https://www.mymoney.net.nz/
ADDRESS	50 Remuera Road, Remuera, Auckland 1050
CONTACT DETAILS	Phone: (09) 377 4433 Email: [email protected]
OPERATING HOURS	Monday to Saturday: 8:00am – 5:00pm Sunday: 8:30am – 5:00pm

Stephen Robertson is an experienced financial adviser and broker that primarily works out of the Eastern Suburb of Auckland. He has worked with banks since 2006 and has a vast network in the area that can help him secure loans.

He is also a qualified chartered accountant (CA) which provides him with a perceptive understanding of how to structure loan packages to match his client’s needs.

Stephen Robertson has a close relationship with a diverse array of commercial lenders that keep him abreast of current market conditions. Some of the lenders he works with include finance companies, banks, mortgage funds, project lenders, investment banks, and private lenders,

He set up My Money as a way to help people finalize their mortgage applications and help them get approved. Not only does he help you gather all the required documents, but he makes sure you are presented to lenders in the best way possible.

In order to do this, you’ll need to fill out a comprehensive online survey form so he can get all the details regarding your employment, expenses, and financial status. By doing so, he will be able to get a clear picture of your current standing and figure out how to present you to lenders.

He claims that he has achieved “90% home loans with no low equity fee while still achieving discounted rates.” This kind of deal is attainable because of his special partnership with banks and other lenders that gives him better rates.

Now, while mortgage brokers in NZ typically earn by a commission of the contract deal you have with a specific loan provider. However, if he provides you service that requires a hefty amount of leg work but results in no contract, he may charge you a fee for his consultancy services.

Do take note, he will discuss with you beforehand if a service fee will be charged. You’ll need to be informed of the extra charges and accept them before he proceeds.

My Money is not all about mortgages – they also provide income insurance options that can protect you and your family from debt.

Although his company is headquartered in Remuera and his network is primarily located there, he is also able to assist clients in the greater Auckland area. Through video conferencing and other communication methods, he can accommodate clients and lenders all over New Zealand, which makes My Money one of our top choices.

Client Reviews

As a one-man team, Stephen Robertson can provide you with unparalleled personalized service. Matthew McDonald, a client, wrote an insightful review on Google:

“Stephen is so much more than a mortgage broker. He will get you a deal that nobody else can…Loyal and encouraging. He liaised with our lawyer,  and acted like a father to us, always in good faith with his advice and service, and ultimately led to our settlement to a dream home in Grey Lynn. He also secured us an insanely low interest rate which nobody else would be able to have negotiated without his experience in the industry. This is a man I would trust as my anesthetist, and a professional service unmatched to any other broker in Auckland.  This wonderful human being deserves a nomination.”

2.   Mike and Mike Whittaker Mortgages

SERVICES	First Home Buyers, Investing In Property, Review Your Mortgage, Homeowners Loan, Interest Rates, Car And Personal Loans
WEBSITE	https://mwmortgages.nz/
ADDRESS	6a/ 114 St Georges Bay Rd. Parnell Auckland 1052
CONTACT DETAILS	021 579 324
OPERATING HOURS	Monday-Wednesday: 7:30 AM – 6:00 PM Thursday: 7:30 AM – 4:00 PM Friday: 7:30 AM – 3:00 PM Saturday: 9:00 AM – 11:00 AM

Mike and Mike Whittaker Mortgages, established in 2005, has carved out a niche in New Zealand’s mortgage advisory market. Founded by Mike Whittaker, a licensed financial advisor with over 19 years of experience in the mortgage industry, the firm is committed to helping clients achieve their property ownership and investment goals.

Mike Whittaker’s 20 years of experience as a financial advisor and nearly two decades as a mortgage specialist set him apart in the industry. His deep understanding of mortgage lending processes and first-hand experience with property investment (owning seven properties himself) make him highly relatable to clients. His ability to “walk the walk” gives clients confidence in his advice.

One of Mike Whittaker’s standout features is his well-established relationships with every major bank in New Zealand. This network allows the firm to negotiate better terms, secure approvals for tough loans, and provide clients with tailored financial solutions.

The firm offers a wide range of services. This versatility ensures they can cater to various client needs, whether someone is purchasing their first home, upgrading to a larger property, or expanding their investment portfolio.

The company emphasizes transparency with its disclosure documents and easy-to-understand advice. This is particularly helpful for first-home buyers who may feel overwhelmed by the mortgage process.

Mike Whittaker Mortgages is renowned for its personalized customer service. The promise of free consultations—offered via phone, Zoom, or in-person meetings in Parnell—makes their service accessible to a broad audience. Mike’s hands-on approach, including simplifying complex processes, ensures a smoother journey for clients.

Their ability to secure approvals for challenging cases stands out as a key strength. This is particularly beneficial for clients with unique financial situations who may struggle to get approved elsewhere. Their “own teams at all the banks” provide an extra layer of efficiency and expertise.

3.   Lindsay Hill of Squirrel

SERVICES	Home Owners Loan, Tiny House Loan, Vehicle Loan, Debt Consolidation Loan, Personal Loan, Home Loan Investment, Business Property Investment, Personal Loan Investment
WEBSITE	https://www.squirrel.co.nz/
ADDRESS	38 College Hill, Freemans Bay, Auckland 1011, New Zealand   Ground Floor, Ford Building 86 Highbrook Drive, East Tamaki   Head Office – Operations: 29 Sale Street, Auckland CBD
CONTACT DETAILS	Direct Line: (021) 793-274 Email: [email protected] Main Phone: 0800-212-233   For advice spoken in Chinese: 0800-666-969 For advice spoken in Indian: 0800-212-223
OPERATING HOURS	Monday to Friday: 9:00am – 5:00pm

Lindsay Hill has over 13 years of experience in finance and over 9 years as a mortgage broker in Auckland. As a regulated financial adviser, he specializes in first home buyers and property investors.

He is part of a team of 25 advisors working at Squirrel, a company that was first founded in 2008 by John Bolton. After only a few years of operating, Squirrel was awarded for mortgage broking by the NZ Financial Services Group and has continuously won this recognition for several years.

Unlike other brokers, Squirrel offers their own mortgage products for clients and investors. They do this through their unique peer-to-peer platform and managed funds, which are licensed under the Financial Market Authority.

If their network of over 1,000 peer-to-peer lenders doesn’t satisfy, you can also choose to borrow from one of the nine major lenders they work with which includes the Bank of New Zealand, Westpac, and Auckland Savings Bank.

Do take note that, Lindsay Hill and other financial advisers at Squirrel are paid employees and don’t receive a commission when brokering a loan. Squirrel claims that by doing so, this encourages their brokers to not favor one company over another.

However, Squirrel as a company receives the commission from each mortgage deal instead. They claim that this arrangement allows them to get lower interest rates from banks and other lenders.

Another unique service they offer is bridging finance, which is essentially helping you move homes and moving your mortgage along with it. They can help you secure a second short-term loan to buy a new property even before you sell your current home.

We like this financially considerate service of theirs and admittedly, not many mortgage brokers in Auckland can offer this.

Squirrel can also help you invest in properties by providing you with up-to-date information on the housing and property market. Signing up with them can help you get better mortgage rates that will help you rake in a better profit.

Moreover, Squirrel also helps finance tiny houses for up to $70,000. They can provide low-interest rates starting at 8.95% and can be watchful for suspicious “cowboy” sellers that are not affiliated with any real estate agency. especially if the seller is not going through a real estate company and selling directly.

4.   Colin Hill of The Mortgage Supply Co

SERVICES	First Home, Property Investment, Refinancing
WEBSITE	https://mortgagesupply.co.nz/
ADDRESS	3/1 Rhone Ave, Te Atatu Peninsula, Auckland 0610
CONTACT DETAILS	Colin Hill Phone: (09) 834-8682 Mobile: (027) 643-5454 Email: [email protected]   Head Office Toll-Free: 0800-MY-SUPPLY Email: [email protected]
OPERATING HOURS	Monday to Friday: 8:00am – 6:00pm

Colin Hill is a Senior Consultant at The Mortgage Supply Co and a seasoned professional in the field of financial advising. With over four decades of experience, his specialty is mortgages and lending for commercial establishments.

Before providing potential home buyers financial advice, Colin Hill worked as a business manager for a little over 36 years at the Bank of New Zealand. Moreover, he received his education from Lynfield College with a 99% pass in Omega Commercial Loans to Business.

When you combine Colin Hill’s experience with the rest of The Mortgage Supply Co’s team, he comprises around one-third of their total experience. So if you’re looking for a broker with a veteran broker within their company, needless to say, you’ve found the right one.

The Mortgage Supply Co has offices in eight locations scattered across New Zealand, but Auckland is where their head office is located. That’s also the place where you’ll find Colin Hall, along with most of the other team members of this Kiwi-owned and operated company.

The Mortgage Supply Co gets paid like other brokerage firms by taking a commission from the lender that provides the loan to a client. While most of their services are free, as is customary, a few of their non-bank lending options, property trading, and commercial lending transactions charge a fee.

This company can assist you by negotiating on your behalf with the bank or non-bank options to lend you up to 90-95% of the property’s value. However, there will be some requirements and prerequisites needed from your end to achieve that kind of loan rate, depending on your income and other assets.

Another reason to go with The Mortgage Supply Co is that they can help you purchase property in New Zealand even if you’re abroad. They can assist in finding you non-bank options to borrow from since most banks do not offer this kind of service.

All in all, if you want a company with over four decades of experience in the industry and have non-bank lending options, Colin Hill is one of the best mortgage brokers in Auckland you could contact.

Client Reviews

Clients of Colin Hill are often impressed with his knowledge and services such as Jenny and Daryll from Waihi who share their experience:

“Colin Hill has been our broker for the past three years in that time he has moved mountains for us in every conceivable way possible. He sources every avenue available to him and goes to extremes to help make deals work. He is conscientious and hard working. We highly recommend him for any of your brokerage needs.”

Aileene Koh, a client from Auckland, was happy she sought out Colin HIll’s services at The Mortgage Supply Co. She writes:

“We were recommended to Colin Hill from a family member who had got their loan successfully when another mortgage broker had failed to get them one. This was our own experience too – we got turned down from other mortgage brokers but Colin was our saviour! Not only did he think out of the box but he also took extreme care in working out our numbers to ensure that we didn’t miss out on an opportunity to get a bank loan. If that wasn’t good enough, Colin impressed me immensely by being really contactable all the time (never a hint of annoyance despite my having to contact him on many occasions for advice!) and was also extremely easy to talk to. All in all, 110% level of service. If you don’t know what you are doing or you are trying to achieve something complicated, Colin will be a great asset to you.”

5.   Nadeesha Ranasinghe-Lyndon of Finsol Insurance & Mortgage Brokers

SERVICES	Personal Life and Health Insurance, Home Loans, Business Key Person & Shareholder Protection, ACC Restructuring and Levy Reduction
WEBSITE	https://www.finsol.co.nz/
ADDRESS	South Auckland 7 Tobin Street, Pukekohe, Auckland, New Zealand   North Auckland 3 Ceres Court, Rosedale, Auckland 0632
CONTACT DETAILS	Toll-Free: 0800-346-765 Mobile (direct): (06) 650-5162 Email: [email protected]
OPERATING HOURS	Monday to Friday: 8:30am – 6:00pm

If you want a thorough, numbers-savvy and driven mortgage broker in Auckland, you may want to continue reading.

Nadeesha Ranasinghe-Lyndon is a Home Loan Advisor at Finsol Insurance and Mortgages. She holds a Bachelor of Commerce in Accounting and Finance from Massey University and has experience primarily rooted in sales for financial companies and the food industry.

Most of Finsol’s staff are actually based in Hawke’s Bay, so Nadeesha Ranasinghe-Lyndon will be your primary contact in Auckland. Fear not, she currently holds Level 5 Financial Advice and Residential Lending Certificates and can provide the necessary guidance for clients through the complicated mortgage process.

We like Finsol because they strive to make this arduous process as easy as possible. They’ve built an online system that provides an efficient digital process to complete all the necessary requirements, including signing documents digitally.

With the technical details and logistics made easier, they can now focus on more important aspects of your mortgage loan. Part of helping any potential client out also involves a clear roadmap on how to pay off the mortgage in the quickest and most efficient way possible.

Now, Finsol is an experienced and educated team of advisers with the majority holding a Level 5 New Zealand Certificate of Financial Services (NZCFS) . However, not all of them have a numbers background like Nadeesha Ranasinghe-Lyndon –  the founder was actually an electrician before creating Finsol.

However, this kind of diverse background puts the team in a unique position to understand the needs of their clients from all walks of life. Being able to do so helps paint a better picture of the client’s image towards lenders.

While we would have liked more transparency in Finsol’s lending partners, they offer free consultations for potential clients to gauge if the collaboration is a good fit. Once you decide to partner up with Finsol, they’ll immediately start the process of your mortgage.

Now, unbeknownst to most clients, part of the mortgage process involves insuring your home. Finsol conveniently offers home insurance as well, so you can seamlessly continue through the process without having to look for a separate insurance broker.

Moreover, if you’ve been a KiwiSaver member for three years and in good standing, several benefits are available to you in terms of securing loans. Finsol can help make the most of your membership, which could mean as much as $10,000 in loans for a first home.

Client Reviews

Nadessha might be one of the newer additions to the Finsol team, but she is already impressing her clients. Caroline Kingi, a client, has this to say:

“Nadeesha is amazing.Works so quickly and constant communication through out the whole process.Thank you so much much making our first home purchase so stress free.”

Other clients appreciate Finsol’s overall process and transparency. One of these clients is Sergio Vasquez, who shares:

“A very professional team. They stick by you to deliver a solution, they also go the extra mile to explain what they are doing & why they are going about things in that way. Transparency is everything these days & this firm hides nothing. I recommend them to everyone looking for advice in their area of expertise.”

6.   Rakesh Bansal of KiwiMortgages

SERVICES	Home Loans, Insurance, Personal Loans, Business & Commercial Restructures, Refinancing & Refixes, Investment Loans, Bridging Loans, Land & Construction Loans, Mortgage Sale Rescues, Self-Employed, Property Development
WEBSITE	https://www.kiwimortgages.net.nz/
ADDRESS	116b, Cavendish Drive, Manukau City, Auckland 2241
CONTACT DETAILS	Phone: (508) 332-211 Email: [email protected]
OPERATING HOURS	Monday to Friday: 8:00am – 6:00pm Saturday: 9:30am – 4:00pm

Rakesh Bansal is currently the Principal Adviser at Kiwi Mortgages in Auckland, specializing in home loans, commercial loans, and construction lending. His three decades’ worth of experience in banking gives him an in-depth perspective to help his clients with their lending and personal risk insurance needs.

Moreover, Rakesh Banal is fully qualified and certified to give financial advice. He has a New Zealand Certificate in Financial Services for residential property lending as well as life and health insurance.

So whether you’re buying your first home, scouting for loan opportunities, or want to refinance your mortgage, Kiwi Mortgages is a fantastic place to start. They can tap into their network and help you find low deposit home loans that suit your financial needs.

Now, if you’re interested in getting a First Home Owners Grant (FHOG), it can involve a lot of paperwork and complicated legal language. However, the team at Kiwi Mortgages can break it down to the essentials and help you with the requirements to bring you closer to acquiring your dream home.

This may be overlooked, but we consider this very important when choosing the best mortgage broker in Auckland. If you’re about to buy a house, you must after all understand every word of all legalese and documents!

Since Kiwi Mortgages aren’t bound to specific lenders, they can provide you with more lending options to choose from. Brokerage firms often receive better rates when compared to going independently to the bank yourself.

With a list of over 20 lenders consisting of bank and non-bank institutions, Kiwi Mortgages will create a shortlist of the best choices for you. This way, if the banks don’t approve your loan, you still have other options to choose from.

Also, take note that Kiwi Mortgages was a finalist in the Best in Customer Service Delivery category in the Westpac Auckland Business Awards. While this certainly says something about the quality of their service, it also makes us wonder if they’ll favor selling Westpac’s mortgage loans over the other lenders.

Nevertheless, if you already have a mortgage but are experiencing financial difficulties, Kiwi Mortgages can help you restructure your monthly payments. Afterward, they can also assist you with planning for your future should your situation improve.

Moreover, Kiwi Mortgages is also an insurance broker and can provide you with options for mortgage protection insurance. Applying for this kind of coverage helps to pay for your monthly mortgage dues in the event that you’re unable to work because of illness or injury.

They offer free reviews and consultations which also allows you to see if they’re a good fit for you. In short, if you’re looking for a one-stop shop for your mortgage and insurance needs, Kiwi Mortgages is one of the best mortgage brokers in Auckland.

Client Reviews

Kiwi Mortgages was recognized for their customer service by Westpac Business Awards. One of their clients Andrew Fisher, seems to agree, as he writes:

“We were extremely happy with Kiwi Mortgages. They were very positive throughout the process, always available for advice and the best help to overcome any obstacles that came up. The service was superb and we got a great result with our home loan. We couldn’t recommend them more highly.”

Ann-Frances Frankey James, another client, was apprehensive because she had never worked with a broker before. However, she soon felt at ease with Kiwi Mortgages as she shares:

“It was the first time I’ve used a broker and it was just so easy. I was declined by almost all NZ banks and leaving it to Rakesh and Era is one of the best things I’ve ever done. I desperately wanted a house close to my mothers on such short notice, they made it so easy, they arranged almost everything, they even clearly explained every single detailed so I knew exactly what was happening through the process they just done everything before the final date! They are amazing!”

7.   mortgagehq

SERVICES	Advise for Restructure, Refinance, Buying
WEBSITE	https://mhq.co.nz
ADDRESS	1 Ara-Tai Road, Half Moon Bay, East Auckland
CONTACT DETAILS	[email protected] 0800 733 462
OPERATING HOURS	8:30am – 6pm everyday

mortgagehq makes buying and selling your property in Auckland easy and hassle-free. Many praise them for delivering comprehensive services that deliver satisfying results.

Their team of professionals are more than qualified in what they do, with each possessing their own specialisation in mortgaging. Together, they work in tandem to identify what the client wants and and work as a team.

Their tandem work as mortgage brokers in Auckland can be quite a relief sometimes because this means there’s always someone you can contact regarding your mortgage.

They also pay special attention to the future effects a financial financial may bring. This thorough consideration ensures that you won’t get into any sticky situations in the future as you reap the benefits from your property in the meantime.

Best of all, these quality mortgage advising services come free of charge, with no sudden fees or hidden costs needed. With mortgagehq’s dedication to providing only the best to their clients, anyone in need or mortgaging advise won’t find them lacking thanks to their extensive knowledge and attentive team.

FAQs about Mortgage Brokers in Auckland

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And that’s our list for the best mortgage brokers in Auckland! Did you find a broker you’re interested in partnering up with?

If we missed a broker that you’d like to recommend or have worked with before, please let us know and we’ll check it out!

To help you out even further, you can check out our list of the best real estate agencies in Auckland. We’ve rounded up the best agents who can help you buy or sell your home at the very best price!