Best Mortgage Brokers in Wellington
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The 12 Best Mortgage Brokers in Wellington Compared

Getting a loan for your property is usually stressful and tedious. Not to mention, you could lose money if you make the wrong decision. However, we’ve listed the best mortgage brokers in Wellington here to guide you through it.

We opted for those who have considerable experience and skill in the field of finance. Second, we picked those with excellent responses and work ethics as well as high client ratings.

If you’re ready to go on, here are the best mortgage brokers in Wellington!

The Best Mortgage Brokers in Wellington Reviewed

1) Nick Virtue

Nick Virtue's Banner
BEST FORIndividual mortgage solutions
SERVICESFirst home loans, property investing, refinancing and mortgage reviews and advice
ADDRESS34 Manners Street, Wellington PO Box 24305
CONTACT DETAILSPhone: 04 384 5700
Mobile: 021 988 082
Email: [email protected]  
OPERATING HOURSContact for more details

Nick is a qualified mortgage adviser, who joined the team nearly 4 years ago. Prior to this, he enjoyed 15 years working for the major banks, holding roles in SME, franchise and health sectors, finally ending up in the commercial / corporate space.

There’s not much he hasn’t come across in the business space, and enjoys getting to understand what makes enterprises tick.

First home buyers are a speciality, as are extremely rewarding, but he does enjoy a challenge when it comes to working through financial statements and more complex structures.

He’s been heard around the office spouting: “There’s only 2 types of money – coming towards or going away – the rest is smoke and mirrors!”. 

His qualifications a BA in Sociology (because the world doesn’t need another finance degree!) as well as a NZ Certificate in Financial Services. 

If you need a mortgage adviser who will work in your best interests, then contact Nick today.


  • Qualified mortgage adviser with nearly 20 years of industry experience
  • Free personalised advice
  • Tailored loan solutions to suit your personal circumstances

Customer Reviews

Here are some reviews from Nick’s clients:

“Nick Virtue provided great advice and got all our finance needs in line for us to buy our first home. He was organised, prompt in his responses and made sure our application was all prepared and set for when our offer was accepted. Nick also helped us get competitive interest rates and went over and beyond to secure us a decent cash back from our bank. We would highly recommend Nick and the whole team for your mortgage and financial advice in property purchase.”

“Our broker Nick made the whole process so easy – offering us competitive options and fantastic service. He went above and beyond to help us as first home buyers. Huge thanks to Nick and the team, we look forward to continuing to work with you in the future.”

2) Michael Anastasiadis – Bozinoff Mortgages

BEST FORFirst home buyers and people buying their first investment property
SERVICESFirst Home Loans


Property Investing


Mortgage Reviews and Advice

ADDRESSUnit 12, 22 bay road, Kilbirnie plaza, Kilbirnie, Wellington 6022, New Zealand


[email protected]

OPERATING HOURSMonday to Friday: 8am – 7.00pm

Michael Anastasiadis has a long background in the Wellington property market.  He has a large number of Google Reviews from satisfied clients, because he gets great deals done, and is so available throughout the whole journey that clients feel safe, secure, and looked after.

You may have seen Michaels social media videos where he is often providing updates about the market, best methods for getting ready for finance, and generally giving tips and advice so that home buyers are informed and confident.

If you are after someone who has high level skills at getting deals done, and that gives clients confidence, then consider talking to Michael, definitely one of the best Wellington mortgage brokers.


  • Has huge experience, and gets deals done for people when they were worried that they might not get finance. 
  • Well known Wellington property expert, regularly quoted as a local expert.
  • Always available to help you through your entire journey.  Well known for going the extra mile. 
  • Has a wonderful network of lenders and other professionals to help you in your journey.

Customer Reviews

On Google, Janine Tiu who is one client wrote this:

As a first time house buyer, I already gave up even before I started!  Michael was introduced to me and in less than five minutes, he was able to explain to me the ins and outs of purchasing a house… explanation that I understand!  He made things easy for me and no sugar coating and false hopes.  Michael is honest and direct in dealing with my queries.  He made sure that he delivers on the time he promised!  Thank you Michael for helping me to buy my first home!  You are truly a superstar!  Definitely highly recommended!!!

3) Stevie Wallace

Stevie Wallace's Banner
BEST FORIndividual mortgage solutions
SERVICESFirst home loans, property investing, refinancing and mortgage reviews and advice
ADDRESS34 Manners Street, Wellington PO Box 24305
CONTACT DETAILSPhone: 04 384 5700
Mobile: 027 685 9652
Email: [email protected]
OPERATING HOURSContact for more details

Stevie is a qualified mortgage adviser with over a decade of experience in banking. Stevie joined the team 8 years ago after spending 5 years working with a major bank. 

Stevie is well known for her exceptional communication skills and knowledge of the finance industry. Her client’s highly rate her approachable manner and willingness to guide them through the process from start to finish, answering any questions along the way.

Having such a strong knowledge of the industry enables Stevie to offer her clients the best advice on their mortgages including how best to structure their loans to suit their financial goals and lifestyle.

Stevie holds degrees from Victoria University majoring in International Business, International Relations, Spanish and Commercial Law.

If you need a mortgage adviser who will work in your best interests, then contact Stevie today.


  • Qualified mortgage adviser
  • Free personalised and expert advice
  • Tailored loan solutions

Customer Reviews

Here are some reviews from their clients:

“Working with Stevie to get our first home has been amazing! She was always there to answer questions (and we had lots!) and never made us feel silly for not knowing anything! In fact the complete opposite! We move into our new home today and we literally couldn’t have done it without Stevie’s help! It’s a stressful time, and working with Stevie took away so many layers of that stress. Highly recommended!”

“Stevie and her team were a massive help in buying my first home. She did a great job at explaining all the steps in the process and getting me a great result! Couldn’t recommend more!”

4) Steven Hogg

Steven Hogg's Banner
BEST FORIndividual mortgage solutions
SERVICESFirst home loans, property investing, refinancing and mortgage reviews and advice
ADDRESS34 Manners Street, Wellington PO Box 24305
CONTACT DETAILSPhone: 04 384 5700
Mobile: 027 755 4439
Email: [email protected]
OPERATING HOURSContact for more details

Steven is a qualified mortgage adviser and joined the team after a successful career of over 10 years in the banking industry.

Steven is well known for his knowledge of the finance industry and is passionate about helping clients from start to finish.

Having such a strong knowledge of the industry enables Steven to offer his clients the best advice on their mortgages including how best to structure their loans to suit their financial goals and lifestyle. 

Steven’s clients highly rate his ability to take the stress out of the house buying process and secure the best possible mortgage package available for their needs.

If you need a mortgage adviser who will work in your best interests, then contact Steven today.


  • Qualified mortgage adviser and over a decade of industry experience
  • Free personalised advice
  • Tailored loan solutions to suit your personal circumstances

Customer Reviews

Here are some reviews from Steven’s clients:

“Working with Steven was the best part of the whole buying house process. We are the first home owners (now) and were a bit lost in the process – Steven not only explained everything very patiently but also did it within few hours of our emails. We had some tight deadlines, and thanks to Steven it all worked out. Would highly recommend to anyone and in the future, if we ever decide to buy again, would definitely go with them again.”

“Steven was very helpful with the whole loan process. Any questions I had he had the answer for and he made me feel very at ease with the whole process. Will definitely be recommending him to others.”

5)  Julia Berner – Broker Intel

BEST FOR Personal, Efficient Financial Solutions

ADDRESSContact for more information

020 41560804

[email protected]
OPERATING HOURSContact for more information

Julia Berner holds professional qualifications in Psychology and Financial Advice. For 25 years now, she’s been helping people get good with money.

We think she’s one of the best options you have, especially if you’re about to buy your first home. She can help you avoid common mistakes and why you’d need a broker.

What we think sets her apart is her background in psychology. This way, she’s able to to approach each client with kindness and empathy. This is something we really like about her.

She can help you with pretty much anything with her wide scope of services.

We highly recommend you make use of her comprehensive, personal and hassle-free service!


  • More than 25 years of experience
  • Professional qualifications in Real Estate and Finance Services
  • Comprehensive services

Customer Reviews 

When a friend of mine referred Julia to me as a broker I was skeptical. I had been in contact with three different “award winning” brokers and all of them were saying “It can’t be done”. Julia was different. She did not over promise, she helped me understand the process of buying my first home and she worked with me. The result is great!! this week I am settling on my first home and I can say It couldn’t be done without Julia. I would whole heartily refer Julia to anyone. She is the one who made my dream come through.

“Julia is an excellent mortgage broker with outstanding professionalism, passion, patience and a sense of responsibility. The most important is her beautiful heart for taking care of her clients. Your kindness has resulted in the confirmation of my application for a loan. Your professional advice was greatly appreciated throughout the journey. I super enjoyed working with Julia. I will graciously recommend your services to friends and family in need.”

“Julia is the best broker I have ever worked with. She helped me expand my rental portfolio, when other brokers could not get it done. She does not over promise, her famous phrase “let’s give it a try” works wonders. I would highly recommend her to anybody in need of a mortgage advisor”

6)  Kit Jackson – Capital Advice

Kit Jackson's Photo
BEST FOR Long-Term, Trusted Mortgage Broker
SERVICESFirst Home Loans


Property Investing

House Moves

Mortgage Review

ADDRESS 344 Tinakori Road, Thorndon, Wellington


[email protected]

OPERATING HOURSMonday to Friday: 0800-1800

If you’re looking for a mortgage broker in Wellington who is caring, patient and hardworking, then you should contact Kit Jackson from Capital Advice.

He takes into consideration both your current and future finance requirements.  He’ll tirelessly work on your loan applications and negotiate the best terms for you.

Throughout his service as a brokers mortgage, he maintains outstanding communication. Also, he will liaise with the solicitors, valuers, builders and real estate agents you work with.

Also, he gives sensible and reliable financial advice to clients, helping to achieve a great outcome. That’s why a number of customers have come to trust his services and consider him to be one of the best mortgage brokers in Wellington.


  • Achieves great outcomes
  • Truly cares about the client
  • Outstanding communication
  • Provides reliable finance advice

Customer Reviews

On Google, Harry Lamb who is one client wrote this:

“I couldn’t be happier with the outcome, which was only achieved through the help of Capital Advice. Kit was approachable, personable, and patient throughout a development period which lasted significantly longer than anticipated. 

He effortlessly renewed mortgage applications when necessary and stayed in touch without being intrusive or obligating in his approach. 

In the end, we secured a great set up and will continue to use their services when needed.”

7)  Gareth Humphreys – Capital Advice

BEST FORFirst home buyers and people buying their first investment property
SERVICESFirst Home Loans, Property Investing, Refinancing, Mortgage Reviews and Advice
ADDRESS344 Tinakori Road, Thorndon, Wellington 6011, New Zealand
CONTACT DETAILS[email protected]
021 034 6471
OPERATING HOURSMonday to Friday: 8 AM – 7 PM

Gareth Humphreys is a mortgage adviser for three years now. For 20 years, he worked for banks; 10 years at HSBC in the UK; and 10 years for Westpac in New Zealand in private banking.

When it comes to services, Capital Advice knows how to work their magic. They waved their mortgage wands and poof!

We had a list of options tailored just for us. Their expertise in navigating the mortgage maze was truly spellbinding.

Convenience is the name of the game, and Gareth played it like a pro. We never had to deal with the hassle of juggling paperwork or endless phone calls.

He swooped in like a superhero, taking care of all the nitty-gritty details while we sat back and sipped our morning coffee. Talk about a stress-free experience!

Capital Advice has earned their stripes in the mortgage game, and it’s no surprise why. Gareth’s track record speaks for itself, like a chorus of satisfied customers singing his praises.

With a reputation as solid as a brick house, we felt confident entrusting them with our financial dreams.

Gareth helped us navigate the murky waters of mortgage rates and fees, ensuring we got the best deal possible. Who needs a discount broker when you can have a broker that delivers real value?

Unfortunately, they operate on appointment basis on weekends. We advise checking in with them ahead of time to secure your slot.


  • Expert guidance
  • Tailored mortgage options
  • Minimal paperwork
  • Hassle-free experience

Customer Reviews

Cara Penfold on Google remarked:

Gareth worked with myself and my partner Pete to help us to successfully purchase our first home together at the end of 2022. Throughout the whole process Gareth made us feel at ease and helped us to understand a whole new process with excellent clarity. Coming from a knowledge of zero, Gareth helped us to navigate the process of applying for our mortgage approval, how to make an offer, choosing the correct mortgage for us and then understanding what comes next. We highly recommend Gareth for his service and if your a first time buyer you are in good hands. No question felt too small or silly whenever we got in contact with Gareth.

8) Andrew Perry – Mortgage Market

Andrew Perry's Photo
BEST FOR Seamless Process for Loaning
SERVICESFirst Home Buyers


Property Investors


ADDRESSWellington, New Zealand
CONTACT DETAILS020 4094 6120


[email protected]

OPERATING HOURSMonday to Saturday: 8am – 8pm

Andrew Perry is a qualified mortgage advisor of Your Home Loan, which is based in Wellington. He works with investors and first-home buyers as well as homeowners.

He has a great standing with the major banks such as ANZ, ASB and Westpac. This competitive edge lets him get you a lower interest rate for your loan where others fail.

For him, it’s all about understanding where you are and what you want to achieve in property. So, give him a call to discuss your requirements and future investments.

Needless to say, he makes the loan process relatively easy and hassle-free for clients, which is one of the reasons why we consider him to be among the best mortgage brokers in Wellington.


  • Qualified mortgage advisor
  • Seamless process
  • Gets you a lower loan interest rate
  • Works with NZ’s major banks 

Customer Reviews

We included Andrew in the best mortgage brokers in Wellington list partly because of how positive clients’ testimonials are for him. Check out the review of Brendon and Xaviera on the website:

“​Totally recommend Andrew! He takes the hassle out of applying for a mortgage by dealing with all the paperwork and legwork with the banks. Simple. Easy. Fast. Great Follow Up.“

9)  Stephanie Murray – Stephanie Murray Mortgages

Stephanie Murray's Photo
BEST FOR Individual Mortgage Solutions
SERVICESFirst Home Buyers



New Builds



ADDRESSEquinox House Central level 15/111 The Terrace, Wellington Central, Wellington 6011, New Zealand
CONTACT DETAILS+64 800 330 022

Scared of being rejected on your loan? Or maybe you need help because you’re buying or building your first house? Stephanie Murray, one of the best mortgage brokers in Wellington, can sort you out.

Since each person’s circumstances differ, she aims to provide a tailored loan solution. Also, she will list all your options for you to decide on the best one.

Once your loan is approved, you can receive payment via the country’s most prominent banks and lenders. ANZ, BNZ, Westpac, First Mortgage Trust, Bluestone Mortgages are some of them.

They offer a free 30-minute consultation at their Wellington office. Here, you’ll find out whether you can loan or receive funding of a certain amount for the property.


  • Can advise on a range of finance options
  • Tailored loan solutions
  • Free 30-minute consultation

Customer Reviews

One client’s comment is displayed on their website. It reads:

“Stephanie and her team were the best, so fast from the first phone call to the first meeting to getting the loan we needed. They were very friendly and helpful. I wish we had heard of them sooner.”

10)  Scott Yu – Loan Market

BEST FOR   Construction loans
SERVICESFirst home mortgage




Construction loans

Self-employed loans

Home loans

ADDRESS20 Moorefield Road, Johnsonville, Wellington 6037, New Zealand
CONTACT DETAILS+64 21 187 9347
OPERATING HOURS8:30-5 pm Monday to Friday only

Scott Yu is a professional mortgage broker in Wellington who can help anyone, from first-time to self-employed homebuyers. He also helps with construction loans and refinancing processes.

As a part of such a large national group, Loan Market, he has access to over 20 financial lenders to help with your mortgage loan. Thus, you can find the best and lowest rates to achieve your dream house.

You can trust in his services not only because of his years of experience but also for his sufficient knowledge in finance as a graduate of Bachelor of Commerce. 

He can also easily communicate using English and Mandarin because he is fluent in these two languages, so bilingual clients may consider him to be one of the best mortgage brokers in Wellington.


  • Access to 20 financial lenders
  • Bachelor of Commerce degree with Major in Finance
  • Proficiency in English and Mandarin
  • Self-employed loans and first-time buyers

Customer Reviews

John Ceu Lian, a first-time homebuyer, was impressed by Scott Yu’s responsive and high-quality services. Here’s what he has to say: 

Scott was great. As a first home buyer we didn’t know anything about owning a house but scott helped us with everything and he made it possible for us to purchase a house. He was always down to answer your questions and he was always making it comfortable for us to talk to him. Highly recommended. We thank you scott for all your hard work!

11)  The Home Loan Shop

Get Settled Home Loans Homepage
BEST FOR   Finance and Insurance
SERVICESHome Loans, Insurance
ADDRESS34 Manners Street, Wellington
CONTACT DETAILSFree phone: 0508 562 674
Phone: (04) 384 5700
Fax: (04) 384 5805
Enquire: [email protected]

The Home Loan Shop is a tried and tested mortgage broker that has been serving Wellington for many years. With their wealth of experience and knowledge, it’s no surprise that many turn to them for whatever their mortgage requirements may be.

Unlike most mortgage brokers in Wellington, their services come free of charge as they’re paid by the bank or insurers instead. You won’t need to worry about their service quality suffering though, as they always strive to provide top-notch solutions to their clients each and every time.

You can get the best brokers mortgage rates with their help as they’re connected to a diverse set of suppliers around the market. Moreover, they work on increasing these connections as much as they can so they can continue offering the most suitable rates possible.

All in all, The Home Loan Shop’s loans is personalised and hands-on approach to their client’s cases is the main reason why many come to them time and time again. They’re a company worth considering not only for your mortgage, but also for whatever finances you need help to manage.


  • No service fee required
  • Many years of experience
  • Hands-on approach
  • Free no obligation consultation
  • Free online resources available

12)  Sam McLennan – Approved Mortgages

Sam McLennan's Photo
BEST FOR Financial Security for Your Property
SERVICESOverseas Buyers


First Home Buyers

Self-Employed Home Loans

New Build Construction Loans

Refixing & Refinancing

Property Investors

ADDRESS247 Mitchell Street, Brooklyn, Wellington 6021, New Zealand
CONTACT DETAILS+64 800 562 6669


[email protected]

OPERATING HOURSMonday to Friday: 9am – 5pm

Approved Mortgages was formed to help people make ‘smarter home loans’. Lots of people have been losing thousands of dollars in purchasing a property, and they want to help more buyers avoid this.

With a great financial advisor on your side for handling your loans, you’ll be able to have financial security and peace of mind. Sam McLennan is one of the best mortgage brokers in Wellington we’d recommend for this.

He’s an authorised financial consultant and the co-founder of this company. He is laid-back and friendly yet always delivers great service, sparing clients most of the trouble involved in seeking a mortgage.


  • Committed to your financial security
  • Authorised financial consultant
  • Laid-back and friendly
  • Good-value interest rate

Customer Reviews

One customer, Matt Jones, wrote this on Google:

“Great mortgage broker in Wellington – Sam and Andy provided brilliant advice and secured an excellent rate, much better than when I approached my bank direct. Easy to deal with and made the loan process stress-free.. Cheers guys.”

And that concludes our list for the best mortgage brokers in Wellington. They’ll handle the stressful things, leaving you free to relax and take care of other property matters.

Did we miss any other brokers off this list? If you think we did, please let us know by dropping us a line and we might include them here.

Also, you may like to read about the best home builders in Wellington. You can have a mortgage broker acquire a construction loan for you to fund your new building project.

And once you’ve secured your new home, you may want to have a look at our list of best moving companies in Wellington too!